PERSONALITY TRAITS AND MONEY ATTITUDES AMONG SCHOOLTEACHERS: AN EXPLORATORY PSYCHOLOGICAL ANALYSIS
DOI:
https://doi.org/10.22551/MSJ.2026.02.19Abstract
Financial well-being is a multidimensional construct that reflects perceived financial control and security. While it is not directly measured in this study, money attitudes represent an important cognitive-affective component associated with financial well-being. Materials and methods: This cross-sectional study examined the relationship between personality traits and money attitude dimensions among 172 schoolteachers from northeastern Romania. The Big Five© plus-short and the Money Attitude Scale (MAS) were applied to assess personality traits and the dimensions of power-prestige, retention-time, distrust and anxiety toward money. Results: showed that emotional stability was negatively associated with financial anxiety and distrust, while gender and emotional stability influenced the perception of money as power-prestige. Extraversion, conscientiousness and openness predicted retention-time attitudes. Although the observed correlations were of low intensity, they align with previous research indicating subtle but consistent personality influences on financial cognition. Conclusions: These findings suggest that personality traits may shape teachers’ money attitudes, with potential relevance for psychological screening and financial awareness programs in educational settings.
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